We regularly respond (both written and orally) to consultations and calls for evidence relevant to pensions and retirement policy. Here you will find the written submissions.

These responses form part of the core work undertaken by the team which is supported by our membership scheme and donations.

• Briefing Note 6 - Why are older pensioners poorer?

  Older pensioners have an income which, on average, is significantly lower than that of younger pensioners. Older female pensioners are particularly badly hit: the median gross weekly income of the 1...
  
  02 OCT 2003

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• Briefing Note 5 - The effect of the Conservative Party's pension policy

  The benefit levels of the Basic State Pension (BSP) and the second state pension (SERPS for people retiring now) increase each year at least in line with the retail price index. There is also a...
  
  01 OCT 2003

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• Briefing Note 4 - Deferring State Pension

  State pensions become payable at age 65 for men and 60 for women. They can be deferred for up to 5 years, with an increment to the eventual income of one-seventh of 1% for every week deferred. From...
  
  01 SEP 2003

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• Briefing Note 3 - Future Government spending on pensions

  Successive pension policy reforms over the last 20 years have reduced the average state pension benefit. Reforms since 1997 such as the introduction of State Second Pension (S2P) and Pension Credit...
  
  01 AUG 2003

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• Briefing Note 2 - The shift from Defined Benefit to Defined Contribution

  Occupational pension provision in the private sector is declining. There were 10.1 million active occupational pension scheme members in 2000, compared to the high point of 12.2 million in 1967....
  
  02 JUL 2003

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• Briefing Note 1 - The Pension Credit

  Means-tested benefits are an increasingly significant part of pensioner incomes. The number of people eligible for a means-tested income supplement is projected to grow significantly when the Minimum...
  
  01 JUL 2003

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