The Underpensioned Index 2022 Edition: Executive Summary

The Pensions Policy Institute (PPI) is today publishing The Underpensioned Index 2022 Edition, kindly sponsored by Now:Pensions who are Gold Supporters of the PPI, via the Cardano Group Membership.

This report, the third in the series, provides an updated version of the Index, alongside recent data illustrating changes, particularly in the labour market and pension saving, that have been experienced by underpensioned groups since the first Index. Recognising that the current economic landscape is challenging, some of these changes may reflect current circumstances rather than long-term trends, and some of the policies that may be suggested as potential remedies to the underpensioned challenge may not be appropriate to enact during the current cost-of-living crisis. However, as the Underpensioned Index research series concerns long-term inequalities, it is important that its longitudinal analysis continues to be updated even in challenging economic circumstances. This report takes a long-term view, looking back ten years, to the introduction of automatic enrolment, and looking forward to what the next ten years may hold for underpensioned groups.