Illuminate: We all know that the world is changing, we just cannot be sure exactly how.

We at the Pensions Policy Institute (PPI) have been looking ahead not months but decades, in order to see how changes in the way we live life in the future might impact how we save and spend our money.

We have also sought to understand how individuals, employers, government and providers might need to change to help people adjust to this shifting landscape.

To read the full article please click here to visit the Illuminate website.