The Transitions to Retirement Research is a series of reports exploring the complexity of decision making for savers in Defined Contribution (DC) pension schemes at retirement, the scope for innovation in developing flexible retirement income solutions in the UK, and the implications of the new Budget freedoms for providing defaults and improving member engagement and communications. The PPI’s Transitions to Retirement research series is being sponsored by Age UK, Fidelity, The Investment Association, Partnership, The Pensions Advisory Service, The People’s Pension, The Pensions Regulator and State Street Global Advisors. 

This report used international evidence as a basis for exploring how the UK pensions and retirement income system might evolve; considered in the context of changes in the retirement landscape, particularly the new flexibilities announced in the 2014 Budget. 

The seminar was chaired by Chris Curry, PPI Director, and 69 people attended representing a broad range of interests within Government, the investment industry, the pensions industry and the third sector.

Melissa Echalier, PPI Senior Policy Researcher, and Sarah Luheshi, PPI Deputy Director, presented the findings of the Research.  Click here to download the presentation.

Panel Members were:

• Jonathan Lipkin, Director of Public Policy at The Investment Association 
• Darren Philp, Head of Policy at The People’s Pension
• Steve Groves, Chief Executive Officer at Partnership

Chris Curry posed the following two questions to the panellists:

1. What are the implications of the research findings for the evolution of the UK pension landscape?
2. What other policy or regulatory changes should be introduced?

To download the write-up of the seminar, please click here.